Dear All,

At the outset, I would like to extend my sincere thanks to the Board of Directors, Members, and my beloved staff members for their wholehearted support to our organization to emerge as one of the strongest co-operative societies in Dakshina Kannada and Udupi District. It is my pleasure to congratulate you on this occasion of the concluding financial year 2022-23.

In any vibrant organization, and to be precise, in a cooperative society, a reasonably good performance in key areas of banking alone will yield the desired results. The cooperative sector, because of its powerful business model, has been playing a distinct and significant role in the process of the socio-economic development of the country. We have proved this after serving the people of our two districts Dakshina Kannada and Udupi for two decades.

To extend the advantages of the latest technologies to our customers, we have embarked upon the latest delivery channels like NEFT, RTGS, IMPS, and heading towards ATM, Mobile Banking and Internet Banking, etc. towards our social responsibility. We have added various popular schemes to our customers, especially Jewel Loans and Vehicle Loans which have become very popular in a very short time. I am really happy to note that our Depositors are very happy with our service and the yield on their hard-earned money.

With great pleasure, I would like to declare that we are planning to open new branches in other districts and State Capital while we march towards our Silver Jubilee Celebration.